> ## Documentation Index
> Fetch the complete documentation index at: https://docs.havnfinance.cc/llms.txt
> Use this file to discover all available pages before exploring further.

# Fees & Limits

> What a card costs and what the limits are.

# Fees

**Havn charges no fee.** A $50 card costs $50.

<img src="https://mintcdn.com/havn-finance/sfpjjd5mQ5Ek6-r0/images/havn-zero-fees.webp?fit=max&auto=format&n=sfpjjd5mQ5Ek6-r0&q=85&s=d5760a18c0cde5097364e4d1f9e080f2" alt="No fees" className="my-8 rounded-xl max-w-[420px] mx-auto block w-full" width="1254" height="1254" data-path="images/havn-zero-fees.webp" />

What you do pay, and what we do not control:

| Cost                   | Who charges it         | Typical                   |
| :--------------------- | :--------------------- | :------------------------ |
| Havn fee               | —                      | **\$0**                   |
| Solana network fee     | The network            | A fraction of a cent      |
| SOL to USDC conversion | Only if you pay in SOL | Market rate plus slippage |

Paying in **USDC avoids the conversion entirely** — the amount you send is the amount loaded onto the card.

## Limits

|            |                        |
| :--------- | :--------------------- |
| Minimum    | **\$5** per card       |
| Maximum    | **\$1,000** per card   |
| Reloadable | No — one load per card |
| Currency   | US dollars             |

Need more than \$1,000? Buy more than one card. There is no limit on how many you can hold.

## What affects the final amount

If you pay in **USDC**, nothing does. You send the amount shown and the card is loaded with it.

If you pay in **SOL**, the quote includes a small buffer because SOL's price moves between the moment the QR code is generated and the moment your transaction is confirmed. Without it, a dip mid-payment would leave the order short and the card could not be issued.

<Tip>
  Order the exact amount you plan to spend. Cards are not reloadable, and a
  leftover balance on a card you have finished with cannot be moved to another.
</Tip>